How does auto top-up work?

You choose a trigger balance and a top-up amount. Whenever your credit balance drops below the trigger, Mobile Message charges your saved card for the top-up amount and adds the credits straight away, then emails you a receipt. For example, top up 10,000 credits whenever your balance falls below 1,000.

What happens if my card is declined?

You can add a backup card, and Mobile Message will charge it automatically if your main card fails. If a top-up can't be processed you're emailed straight away, and you can always buy credits manually at any time.

Do I have to use auto top-up?

No, it's optional. You can buy credits manually whenever you like, and because Mobile Message credits never expire there's no risk in buying ahead. Auto top-up is simply there if you'd rather never think about your balance.

SMS Auto Top-Up

Prepaid credits that refill themselves. Never run out, never overpay.

View SMS Pricing Start for Free

SMS credit balance refilling automatically

The Convenience of a Plan, Without the Plan

A monthly SMS plan is really just prepayment with an expiry date. You pay the fee up front, and any messages you don't use are gone at the end of the cycle. Auto top-up gives you the same set-and-forget convenience on prepaid. Your balance refills automatically before you run out, you only ever pay for what you send, and your credits never expire.

Auto Top-Up vs a Monthly SMS Plan

Worried that prepaid means more admin than a plan? With auto top-up it's the plan that needs the babysitting.

	Prepaid + Auto Top-Up	Typical Monthly Plan
Set and forget	Yes	Yes
Monthly fee	None	Every month, used or not
Unused messages roll over	Always, no expiry	Usually expire monthly
Lock-in contract	Never	Often 12 months
Monthly sending cap	None	Common
Pay only for what you send	Yes	No

Start with 50 Free Credits

Why Senders Turn It On

Set It and Forget It

No more manual top-ups or checking the balance before a big send. Your credits are simply always there.

Only Pay for What You Send

No monthly fee and no sending cap. Credits never expire, so a top-up you haven't used yet is still yours next month.

Volume Rates Apply

Auto top-ups are priced exactly like manual purchases, from 4¢ down to 2¢ per SMS depending on volume. Using it costs nothing extra.

You Stay in Control

Change your trigger, amount or card any time, add a backup card, and get a receipt for every top-up. Turning it off takes one click.

Set Up Once, in Under Two Minutes

Pick your trigger

Choose the balance that sets off a top-up. Pick a one-click preset or set your own, like topping up whenever you drop below 1,000 credits.

Choose your top-up amount

Decide how many credits each top-up buys, at the same volume rates as any other purchase. A 10,000 credit top-up is $300 at 3¢ per SMS.

We do the rest

Whenever your balance dips below your trigger, your card tops it up automatically and you get an email receipt. No caps, no expiry, no surprises.

Turn On Auto Top-Up

Frequently Asked Questions

You choose a trigger balance and a top-up amount. Whenever your credit balance drops below the trigger, we charge your saved card for the top-up amount and add the credits straight away, then email you a receipt. For example, top up 10,000 credits whenever your balance falls below 1,000. See automatic payments and saved cards for the full details.

No. Auto top-up is free to use and there are no fees of any kind. Credits bought by auto top-up are priced exactly like a manual purchase, at our standard volume rates of 4¢ per SMS down to 2¢ at higher volumes. See our pricing page for the full rate table.

Yes. You can change your trigger, top-up amount or card, or switch auto top-up off entirely, at any time from the Billing page. There's no contract and nothing else on your account changes.

You can add a backup card, and we'll charge it automatically if your main card fails. If a top-up can't be processed we email you straight away, and you can always buy credits manually at any time.

Yes. Low balance alerts are separate from auto top-up and keep working either way, so you always know where your balance is at.

No, it's optional. You can buy credits manually whenever you like, and because credits never expire there's no risk in buying ahead. Auto top-up is simply there if you'd rather never think about your balance.

Never Think About Your Balance Again

Already with us? Head to the Billing page and turn on auto top-up in under two minutes. New here? Start with 50 free SMS credits and see how it works.

Start Messaging Now